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The following are UOP Federal Credit Union rates
effective August 1, 2008.
All rates
listed are subject to change without notice.
Your Primary Share Account, the one you established to qualify for
membership, is subject to a tiered Fixed Rate, and will earn dividends
at a rate commensurate with the average daily balance for the dividend
period. The applicable balance requirement, dividend rate and corresponding
Annual Percentage Yield are set forth below:
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Share
Rates
|
| Balance
Requirements |
Dividend
|
APY*
|
|
$5.00
|
-
|
$10,000.00 |
2.50%
|
2.53%
|
|
$10,000.01
|
-
|
$25,000.00 |
3.00%
|
3.05%
|
|
$25,000.01
|
&
|
Greater |
3.50%
|
3.56%
|
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|
Secondary
Share Accounts are subject to a Fixed Rate. The dividend rate
is 2.50% with a corresponding Annual Percentage Yield of 2.53%.
*APY = Annual Percentage Yield
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Secured
Loans |
 |
Term |
Fixed
APR* |
Estimated
Mo. Pymt. based on max.mos.
per $1000 |
|
Share Secured |
36
months |
5.25% |
$30.08 |
|
New
Vehicles |
|
24
months |
3.80% |
$43.34 |
|
36
months |
3.80% |
$29.44 |
|
48
months |
3.80% |
$22.49 |
|
60
months |
4.30% |
$18.55 |
|
66
months |
4.30% |
$17.04 |
|
$25,000
minimum |
72
months |
4.99% |
$16.10 |
|
$35,000
minimum |
84
months |
5.80% |
$14.51 |
Used
Vehicles (up
to 7-years old) |
|
24
months |
4.25% |
$43.54 |
|
36
months |
4.25% |
$29.64 |
|
48
months |
4.75% |
$22.92 |
| applicable
to 2007 models or newer |
60
months |
4.75% |
$18.76 |
|
New
and Used Boats |
|
36
months |
5.75% |
$30.31 |
|
48
months |
6.25% |
$23.60 |
| Applicable
to 2007 or newer |
60
months |
6.50% |
$19.57 |
| $30,000
minimum; new models only |
72
months |
6.75% |
$16.38 |
|
New
Motor Homes |
| 100%
Purchase Price |
84
months |
7.75% |
$15.44 |
|
Used
Motor Homes |
| 100%
NADA Average Retail Value |
84
months |
8.25% |
$15.71 |
|
*APR=Annual
Percentage Rate
100% financing applies to all new vehicles. Used vehicles
seven years old or newer are financed at 100% of the NADA
average retail value or invoice price, which ever is less. |
|
Other
Loans |
| |
Term |
APR* |
Estimated
Mo. Pymt. based on max.mos.
per $1000 |
Personal Loan
(up to $10,000)
|
36
months |
10.90% |
$32.69 |
Visa
Classic
(no annual fee) |
|
9.90% |
Fixed
Rate |
| Signature
Line of Credit |
|
13.90% |
Fixed
Rate |
| Home
Equity Credit Line |
180
months |
Prime
|
Variable
Rate |
| Borrow
up to 85% of your home's appraised equity to a maximum of $100,000.
(Illinois only) |
Home
Equity Credit Line
|
180
months |
5.99% |
Fixed
Rate |
| Borrow
up to 85% of your home's appraised equity to a maximum of $100,000.
(Illinois only) |
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