Establishing a Savings Account is your first step to membership. A membership application and an initial deposit as low as $5 is all it takes to join and experience:
Dividends are paid quarterly, subject to a tiered rate structure on balances of $5 or more.
Funds insured up to $100,000 by the NCUA through the National Credit Union Share Insurance Fund.
Take advantage of the superior value offered through the credit union's VISA credit card with NO ANNUAL FEE and a great low rate.
Credit lines available from $500 to $15,000.
Accepted at VISA merchants worldwide.
25-day grace period on all purchases.
Introductory rate of 5.99% for 6 months.
Enroll in eZcard info and you'll have around-the-clock unlimited access to your VISA account.
Our secured loans offer flexible terms and competitive rates for purchasing a new or used auto, truck, boat or motorcycle. Before you shop around for a vehicle, contact the Credit Union for preapproval. Once approved . . . go shopping! We can also refinance your current loan from another financial institution.
A home equity line of credit puts you in control of your finances. You may want to consolidate other loans, take a vacation, make home improvements or use the funds some other ways. We currently offer fixed rate and variable rate credit lines. The choice is yours. With competitive interest rates and terms, you may qualify for up to $100,000. This program is limited to owner-occupied real estate located in the State of Illinois.
Our personal loan is the perfect solution when you’re in need for some extra cash to fund a vacation, buy a computer, pay for home improvements or consolidate bills. With a loan limit of up to $10,000, you have enough room to do what you like without going deep into debt.

Our signature loan allows you to borrow money with no collateral required. This loan offers you the flexibility to borrow funds when you need them up to your approved credit limit. This loan can be used for a wide variety of purposes: a new computer, a vacation, home improvement, etc. The choice is yours.
If your employer or financial institution offers direct deposit, you can have deposits and loan payments automatically transmitted to your credit union account. Direct deposit is a safe, convenient and reliable way to make sure that your funds are deposited on time. Reduce the chance that your check or payment is lost, stolen or misplaced. If you have any questions or would like to know more about this program, contact us at 866.338.6728.